Why You Need Notifications For All Your Credit Card Transactions

Why You Need Notifications For All Your Credit Card Transactions

You may not realize it, but your credit card is one of the most important pieces of financial information you have. That’s why it’s so important to make sure you’re notified of all your credit card transactions. By doing so, you can keep track of your spending and make sure your account is in good standing. And it’s more than just about account spending too. You can save yourself a LOT of heartache and potentially money by enabling something as simple as a notification. Let me break down some important reasons why you need notifications for all your credit card transactions.

1. Keep Track Of Your Spending

It’s easy to lose track of your spending when you’re not keeping an eye on your account. With notifications, you can see exactly where your money is going and how much you’re spending. This can help you stay on budget and keep track of your finances. If you have a significant other that tends to spend, this can help you stay aware of their spending as well. 

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2. Avoid Fraud

One of the benefits of notifications is that they can help you avoid fraud. If you see a charge on your account that you don’t recognize, you can immediately report it to your issuing bank. When this happens, time is of the essence. I’ve literally seen thousands go up in smoke in a matter of an hour. Adding a notification can help you avoid costly fees and potential damage to your credit score. 

3. Stay On Top Of Your Account

In order to maintain a good credit score, it’s important to stay on top of your account. By getting notified of all your transactions, you can ensure that there are no late payments or other red flags that could lead to a negative mark on your credit report. 

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4. Peace Of Mind

Perhaps the biggest benefit of notifications is the peace of mind they provide. When you know what’s happening with your account at all times, you can relax and rest assured that your finances are in good hands. 

Notifications Aren’t Just For Credit Cards

Notifications are great for more than just your credit cards as well. You should definitely have notifications set up with your financial institutions as well (bank, credit union, etc). A very popular method of fraud is performing illegitimate ACH wire transfers. And it’s not just for fraud detection either. I love having them set up for account balance changes, transfer deadlines, and other important details like overdraft fees and penalties. 

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Popular Financial Scams You Don’t Want To Fall For

As a great general rule of thumb, you likely want to make sure that your finances are as stable as possible. Unfortunately, there are many people out there who would love to take advantage of that stability. The best arrow in their quiver: financial scams. If you aren’t extremely careful, you could easily find yourself the victim of one of these schemes. Financial scams are growing in popularity and becoming really common. Right now, almost every banking institution I belong to has a permanent banner in their app that warns of these scams. It’s important to be aware of the most popular scams out there and know how to avoid them. Here are a few to be aware of: 

Debt Collection Scams

If you receive a call from an unknown number and they are demanding payment on something that doesn’t seem legitimate, don’t provide any personal information. Instead, do some research into the debt collector by looking up their license numbers or asking for written proof of what you owe them. If there is no evidence available online then it might be time to hang up immediately as this could lead to identity theft! Plus, don’t answer calls from “Unknown” numbers. That should be your first indication that something might be amiss.


Phishing is a common crime where con artists use emails or texts that look just like they’re from banks, popular merchants, and others you may know. Phishing is one of the most clever and effective kinds of scams out there. They are easy to fall for as well. They try to get users into sharing bank account numbers among other things, which can immediately grant them access!

RELATED: 5 Tips To Stop Your Email From Getting Hacked

The Government Imposter Fraud

Imposters may try to convince you that they represent trustworthy, well-known, and authoritative entities like the county sheriff, reputable charities, or even the IRS. These imposters might ask for money by claiming their organization is running low on funds or you’re behind on your taxes and are being audited. Sometimes this call is just a scammer trying to find out personal information so they can later use it against you!

Be Proactive When It Comes To Your Online Action

Notifications are a simple and effective way to stay on top of your credit card usage. I’ll be the first person to admit that I can’t stand notifications. This is why you must be judicial in how many notifications you set up on your phone. By signing up for notifications with your credit card and your financial institution, you can keep track of your spending, avoid fraud, and maintain a good credit score. Most importantly, notifications give you a little peace of mind that comes with knowing exactly what’s happening with your account at all times. If you’re not already signed up for credit card and banking notifications, make it a high priority on your to-do list.

Best Spam Filtering Apps For iPhone and Android

Best Spam Filtering Apps For iPhone and Android

Are you getting too much spam in your message inbox? Do you dread having to sort through all of those messages to see if there’s anything important? Maybe you get spam calls after spam call (the incessant robocalls) and quite frankly hate answering your phone. Don’t worry…there are some great spam filtering apps out there that can help. We wanted to review some of the best options for iPhone and Android users. Whether you’re looking for an app to keep your inbox clean or just want to avoid getting spammed in the first place, check out the spam filtering apps we’ve tested!

How Big Of A Problem Is Spam?

Spam is a huge problem with our devices and email. For starters, it’s so annoying! Spam can also take up a lot of space on your hard drive (and cloud storage) and it can also clog up your inbox. In some cases, spam can also be very dangerous because it can contain viruses or other malicious software. Spam can also be used to phish your personal information. You know spam is a problem when Google (more specifically Gmail) is making spam filtering one of its main concerns on their platform. 
How do you fight spam? You can install an anti-spam plugin on your device or you can use a spam filter in your email program (more on those below). You can also just delete spam when you see it. But the best way to fight spam is to be careful about the websites you visit and the emails you open. Don’t ever click on links in spam emails. Don’t open attachments from unknown senders. And if you’re ever unsure about an email, ask a friend (or family member) before you open it. One of my favorite ways to battle this spam problem is with a spam filtering app.

Best Spam Filtering Apps

Let’s just say you are walking calmly at the beach and you feel someone is constantly stalking you or peering around your shoulder. Wouldn’t that destroy your peaceful walk? Don’t you think that you’d be a little annoyed? This is how I feel about spam and robocalls. Spam calls and email are essentially doing the same thing. And these annoyances bombard your phones by offering an “exclusive sale” to increase the reach of the business.

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How do we avoid these? If only there was something you could do. Here are a handful of effective spam filtering apps (for both iPhone and Android) that we checked out. 

1. You Mail

The YouMail app is the best application that deploys smart technology to detect and filter spam. It alerts the user with “Out of service message” notifications.

Its algorithm detects the upcoming phone calls and matches them with a list of spam numbers (yeah…they have their own database of these pesky numbers). With a user base of 11M+, they no doubt have access to a plethora of numbers with the intent to do some spamming. Also, it asks the consumer for impropriety numbers while calling. Moreover, it filters missed calls. Most interestingly, you can make a personalized voice message. It will pop up whenever a call takes place. Some of the features that all plans include are:

  • Robocall protection
  • Spam call protection
  • Caller ID
  • Custom greetings
  • Custom call blocking

Furthermore, it offers premium services like auto-attendant, automatic recordings, call routing, free conference calls, and more. YouMail is one of the most robust spam filtering options out there. They have plans for just about everyone. Their basic plan is free so you can get started and familiar with the app before signing up for any subscription or even giving them your credit card (something I absolutely love about the company). 

>> Get The YouMail App Here << 

2. Hiya

Hiya is the next one I’d recommend just because the technology is smooth and Hiya checks every box on what a spam filtering app should do. . It has a spam filtering option of auto-blocking that automatically detects and blocks the calls you want to avoid. Their technology is so crisp that their integrations are non-intrusive and won’t slow your devices down. 

It particularly focuses on the first six digits of the calling numbers Since spam numbers often follow a specific copy of these fixed numbers. So, it’s proved helpful for filtering spam calls and messages. For personal use, I’d still give YouMail the edge because it’s tailored for the masses. BUT…if I was a small business (or self-employed), some of the data insights that Hiya provides, like answer rates, call duration analysis, fraud calls auto blocked, and user reports are applicable more for a business. 

>> Get The Hiya App Here << 

3. RoboKiller

For personal use, RoboKiller is neck and neck with YouMail. RoboKiller has the best technology. They’ve won all the awards. They have a massive user base. They have the biggest global scammer database. They have the best customizations where users can personalize every aspect of what kind of calls or texts come in. The app interface in my opinion is a little more intuitive and user-friendly compared to YouMail. RoboKilller is a premium service for sure. But…YouMail essentially does the same thing (just as effective) as RoboKiller. Now…RoboKiller is definitely the category king in this niche, but their premium plans are about twice the price of YouMail. If you are looking for an app that blocks spam calls and text messages, opt-in for YouMail. If you want all the bells and whistles and you’re into the technology and insights…you’ll love RoboKiller. 

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If you’re still on the fence here’s what I’d do: download RoboKiller (free trial for seven days). Once the 7 days are up, I’d download YouMail for a week. After that 7-day use is up, do a simple compare and contrast and see which one fits your style. What I’ve found with free-trial software is I usually wait a week or two after the trial is up. Usually, within a week or two, the company will sweeten the deal and offer me a yearly package at 50% off.

>> Get The RoboKiller App Here <<     

4. Nomorobo

Nomorobo app offers premium services with a free trial of 14 days. It identifies calls and messages from robocallers and blocks them. Even before you hang up, it will hold up your calls.

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Comparatively, it is the easiest to use. It just oozes simplicity and I love that about Nomorobo. All you have to do is go to their website and fill in your details. Then you will get an email to set up and activate Nomorobo. Now spam calls can’t bother you while working hard 😉 This app can also offer additional options for rejecting calls or leaving a text message.

>> Get The Nomorobo App Here << 

5. Call Control

Here is another quality app you might have come across for blocking telemarketers, phishing, and spam. It has helped about 12 million people worldwide within a few seconds. Call Control has a Community IQ feature that helps to create Do Not Call complaints and report numbers. I love that component, but one reason I wanted to add Call Control to this list as one of the best spam filtering apps is because of its integration of scams claiming to be government entities. Having the most up-to-date info on IRS tax scams and having that be part of their features is worthy of having Call Control make this list. Other than this tax scam feature, Call Control is a rather nominal spam filtering app. It does a great job blocking calls, but it doesn’t block text messages which I think has to be the main feature for users in this niche.

>> Get The Call Control App Here <<

Help! My Chrome Browser Takes Up Too Much Memory

Help! My Chrome Browser Takes Up Too Much Memory

Are you having trouble with your Chrome browser taking up too much memory? Maybe it’s running sluggish and glitchy. You’re not alone! Many people make the mistake of diagnosing browser issues as computer issues. But…before you fall into that trap (and run off to buy a new computer), you should rule out if your browser is running slow because of…well…your browser. We wanted to dive into some tips on how to fix the problem of a slow Chrome browser. 

Google Chrome is one of the most widely used web browsers. Known for its speed, performance, and user-friendly interface, Chrome is also famous for consuming a lot of memory, which consumes most of your computer’s resources. You can check the high memory consumption of your computer by accessing the task manager and checking the memory usage. Chrome may be running in multiple processes and consuming most of its memory. In fact, I just ran Windows Task Manager on one of my test computers to simulate how a normal person uses the web with Chrome’s browser. Here’s what it looks like…

Clear Google Chrome Memory

Yikes! That’s a lot of memory! I’m willing to bet yours looks eerily similar too! No judgment here at all. In this article, we’ll walk you through this conundrum and help you understand why Chrome is consuming so much memory and how to solve this problem.

Why Is Chrome Using So Much RAM?

First, you need to learn why Google Chrome uses so much RAM and storage. The main reasons are: 

  • RAM usage often grows when opening a live streaming platform, cloud software, or social media site.
  • Google Chrome divides the content of a web page into different processes, so if one content fails, the entire tab will not stop responding. Creating multiple processes requires dedicated RAM space. 
  • Extensions that interact directly with website content, such as ad blockers, YouTube extensions, grammar and spell-checkers (we’re looking at you Grammarly), and social media extensions continue to work in the background. Some of these browser extensions (although super nice and useful) are resource hogs. 
  • Some websites and extensions may consume RAM, CPU, and network for cryptocurrency mining or other similar functions

These are some of the more notable reasons Chrome is forced to use more computing resources. Don’t worry about it! There are ways to reduce Chrome’s memory usage.

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Fix Chrome Browser With Memory Issues

You can use two main workarounds to fix Chrome’s memory issues: Hardware solution where you must increase physical memory by adding memory sticks to the motherboard. This is an option, but one I wouldn’t recommend because it can be pricey (and most of the time not needed); and a software solution. There are several software solutions explained below. Let me walk you through some of them…

1. Disable Unwanted Extensions.

One of the causes of memory spikes in Google Chrome is extensions. Not only does the browser’s memory footprint increase, but the extension can also leak memory because it requires additional resources to run the extension. One way to prevent an extension from consuming all memory is to disable it. Here’s how. 

Start by opening your Google Chrome browser cleanly. Click the three dots in the upper right corner. Hover over More Tools and select Extensions. This will open a list of extensions that your browser can also access. Click the Disable slider to disable them all. Restart your browser and check how much memory Chrome is currently using. If it’s low, it could be at the root of the problem. How to manually disable all Chrome extensions 

You can go one step further and re-enable the extensions one by one to see if one is using more memory than the other and if there is a memory leak. Only enable necessary extensions to keep RAM usage low on the extension side. I disable extensions all the time. Don’t worry, you can quickly enable them on command.

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2. Close Unused Tabs

One of the main reasons Chrome uses too much memory is that you’re keeping multiple Chrome tabs open. I get it…you like to have a ton of them open because you’re most likely using those tabs in conjunction with other tasks. Personally, I think this will become an even bigger issue as more and more of our daily tasks (both personal and business) are being performed in the cloud. But I digress. To speed up system memory, you need to close all unused tabs in your Chrome browser. After that, the memory will be significantly improved. 

3. Update Chrome Regularly

Like any other software, Chrome needs to be updated regularly to work best. Usually, when you close and reopen your browser, Chrome updates will run in the background. However, if you haven’t closed your browser for a long time, you may also see a visual reminder. 

4. Performing A Malware Scan 

Changes made by some types of malware or adware can also cause memory issues. Therefore, it is recommended that you use antivirus software to scan your computer for viruses. I love Chrome’s built-in “Clean Up Computer” feature. Just type “chrome://settings/.” in the address bar, then type “Clean Up”, and then click “Clean up computer”. Click “Find” to start the process.

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5. Use Google Chrome Extensions To Reduce Memory Usage

The irony of adding another Chrome Extension to help solve an issue caused by Chrome extensions is just funny when you think about it. Nonetheless, a few of my favorite Chrome extensions to help reduce memory usage and improve the browser’s performance are below.


One of my favorite tab management extensions that will save you a ton of PC memory. This is widely used and is very effective at clearing all that waste and clutter caused by normal Chrome functions. 

>>Get OneTab<<

Memory Saver:

Looking to discard background processes from your tabs? Memory Saver is the extension that automates the task of getting rid of Chrome tabs you don’t use. It has a very light footprint on your computer resources which is another reason this is a favorite. 

>>Get Memory Saver<<


This is a must-have extension if you’re one of those people who like to have several or more tabs opened all at once. This extension helps you manage your tabs effectively and improves your browsing experience.

>>Get TooManyTabs<<

Chrome is a very memory-hungry browser. However, as mentioned it is possible to drastically improve your experience using Chrome’s browser so you can help fix extensive memory usage issues. 

BONUS: Quick And Easy Ways To Speed Up Your Browser

There are a few quick and easy ways to speed up your web browser. One of the most effective ways is to clear your cache. I know it sounds too simple. And you might be rolling your eyes, but this little hack works. Your cache is a temporary storage location for files that your computer accesses frequently. Over time, it can become filled with outdated or unnecessary data, which can slow down your browser. Your web browser’s cache can be a serious clutter component for your web browser. To clear your cache, go to the settings menu in your browser and look for the option to “clear cache” or “delete temporary files.” Clearing out your cache on a regular basis can really help keep your browser running smoothly. As a general rule of thumb, I’d say clearing your cache once a month or every month will suffice. If you are someone that is heavy on web use, you might consider doing it twice a month.

Another way to speed up your browser is to disable plugins or extensions that you no longer use. In fact, this is why it’s my #1 hack for fixing Chrome browser issues. These unwanted or unused plugins can also take up valuable resources and slow down your browser. 

Finally, make sure you are running the latest version of your browser. I know I mentioned it above, but it bears repeating. It’s very EASY to do, yet a lot of people don’t do it regularly so I feel the need to reiterate this important way to speed up your browser. And this isn’t just for Chrome either. Chromium, Microsoft Edge, Opera, Brave, etc…each of these browsers should be updated often. Outdated software can cause all sorts of problems, including speed issues. By following these simple, quick, and easy ways, you can speed up your web browser and improve your online experience.

Network Attached Storage (NAS) vs Cloud Storage: Which Is Better?

Network Attached Storage (NAS) vs Cloud Storage: Which Is Better?

When it comes to storing your family’s photos, videos, and just about any digital media, you’re probably wondering which is the best option. NAS or cloud storage? Both have their pros and cons, but which one is right for you? Both cloud storage and network-attached storage are increasingly growing in popularity. And both of them are great for storing digital media and a lot more. We take a deeper dive at the basics of both options and help you decide which is best for you. 

NAS vs. Cloud Storage: An Overview

I could write a novel on both these kinds of storage technologies. First off, I think both are great. I’ve talked about cloud storage devices I love, and I’ve reviewed my favorite NAS device and when comparing them it can be difficult. We all have different uses and reasons for using storage technology. For example, when it comes to cloud storage I love that you can store your data in the cloud without any technical knowledge, unlike NAS drives. It’s so EASY! The NAS drive user must manually set up and secure the drive. And you might be thinking ‘That sounds like a lot of work and technically I’m not up to that.’ BUT…it really isn’t that bad AND the NAS I love to use (Synology’s Diskstation comes with great how-to videos). I get it, users may not find this suitable, and having to do these extra steps might scare them away. But in some regards, this small nuance doesn’t create that much disparity between which storage technology is better. 

Despite their differences, most users rated both NAS and cloud storage as excellent. Let’s get into this storage technology comparison a little more…

Network-Attached Storage (NAS)

Network-attached storage (NAS) is an internet-connected data storage device. The hard drives in the device are usually removable or replaceable. A NAS is a great way to store a family’s (or a small company’s for that matter) videos, pictures, games, programs, and even legal documents. In a way, NAS is kinda like the digital version of the security box you have in your closet where you store all your important documents.

Due to the native software of most network-attached storage devices, you are primarily allowed to access and share your files using any web browser or app.


Cloud Storage

On the other hand with cloud storage, you access your data through the Internet. The application only requires a PC, laptop, or mobile device. Storage of data anywhere, anytime, is the main value proposition of cloud storage. Users can quickly increase storage capacity by paying service providers a little more on their monthly plan. Business enterprises can use them to store documents, images, and videos. They are also ideal for bringing music anywhere. 

DISCOVER: Is This The Best Smart Photo Manager

NAS vs. Cloud Storage: Features

Many consumers consider Network Attached Storage a similar solution to cloud services and to be fair…those comparisons are valid. In addition to offering file and image editing features, cloud services are expanding beyond storage. Likewise, NAS is increasing its capabilities as well. Consider these key points before choosing.

Ease of Use

While NAS devices are becoming more user-friendly, consumer-oriented products still can’t compete with cloud services in terms of ease of use. As a media server, NAS is essential for streaming and accessing your videos, songs, and images. You can use most cloud services with desktop apps like any other folder. Even though setting up your NAS device takes a few extra steps and a little technical know-how, cloud storage gets the nod for ease of use. However, for those that would consider themselves novice technology users, ease of use would be a toss-up.

Data Sharing

Compared to cloud storage, NAS offers a greater degree of sharing accessibility. In my opinion, I think sharing via NAS is more secure as well. Connecting a NAS device to a TV, laptop, smartphone, or customized app is possible. You can access all the stored data by simply plugging it in. A NAS server is perfect for business teams working daily with large files and as mentioned…more secure.

On the flip side, many companies use cloud storage. And they can also access data with a few clicks using a laptop or smartphone. Using cloud storage, businesses can make the data-sharing experience seamless; all you need is a fast internet connection. With data sharing, it’s a slight edge over NAS primarily because it is more secure when it comes to data sharing. 


Network speed and data usage directly affect performance or speed. The transfer speed of your files to a cloud server depends on your Internet connection’s upload speed. It may still be slower since most cloud service apps don’t use the maximum bandwidth. Large files might require syncing or uploading which can slow down performance.

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Some NAS devices can be attached to your computer directly over Wi-Fi or Ethernet via a wired connection. It is a faster way to upload than through the Internet. NAS, however, may have slower read speeds than cloud services. Your Internet connection speed will restrict your ability to read files remotely from your NAS over the Internet. Again…when it comes to performance, I’d give a slight edge to NAS over cloud storage. 

Storage Limitation

NAS devices can store a lot of data depending on how many drives they have. NAS storage increases as you add more drives. That’s one of the beauties of network-attached storage. Most network-attached storage devices provide storage in the 500GB to 4TB storage range at a fixed price. You can also request more storage if you need it. Additional hard drives can increase storage capacity up to 10TB. You can increase storage, but you most likely will need more hardware.

RELATED: Our Synology DiskStation NAS Review

NAS storage has a higher storage capacity, but cloud storage has other benefits that exceed it. Streamlined maintenance is the main advantage of cloud storage. Cloud storage is usually free upfront, ranging from 5GB to 15GB. I’m sure you all use Google Drive. The service provider can easily upgrade your storage once you run out. You do not need any additional devices. A point-and-click upgrade is all it takes. But in today’s digital ecosystems, 15GB isn’t that much. So the whole “free storage” schtick is running its course. In fact, I wouldn’t be surprised if in the near future 50GB is the new “free” standard. Hard to give the nod to one or the other when it comes to storage limitations. If you’re okay with being strapped to monthly fees for increased storage (and tied to the cloud storage if they raise prices in the future ~ which is inevitable), then cloud storage gets the nod. On the other hand, NAS storage devices are relatively cheap and it’s a one-time fee (the price of the product); for this reason, I personally would give NAS the edge in storage limitations.

Data Privacy Issues

Data privacy is a hot topic these days. We’ve covered it quite a bit on the site. With all the news about data breaches, it’s no wonder that people are concerned about where and how their data is stored. Which one of the data storage options is better for data privacy? Both NAS and cloud storage have their advantages, but NAS is generally better for data privacy. 

With NAS, your data is stored locally, on a physical device that you own. This means that you have complete control over who has access to your data. With cloud storage, on the other hand, your data is stored on a server owned by a third party. This means that the company that owns the server can access your data and may also be required to hand over your data to government agencies if requested. And you also have the possibility of employees having access to that data as well. With NAS, you can encrypt your data so that it can only be accessed by authorized users. Cloud storage providers generally do not offer this level of security, but some do.

If data privacy is a concern for you, NAS is the better option. You’ll have more control over who has access to your data and more control to keep it safe from prying eyes.

NAS vs. Cloud Storage: The Verdict

So, which is the better option? It really depends on your needs and preferences. Both methods are effective, and many people choose to use both. 

Whatever you choose, make sure you are aware of the features of the specific device or service you use. Data security and privacy are paramount when it comes to backups and sharing. Network-attached storage (NAS) allows multiple users to easily and securely access data stored on the NAS. One advantage of NAS is that it can be used without an internet connection. However, NAS can be a little more expensive upfront than other storage options and it requires some technical knowledge to set up and maintain. If you are leaning towards a network-attached storage device, I highly recommend Synology’s DiskStation

One advantage of cloud storage is that it offers unlimited scalability (limited to what your service provides and you will pay for it as well), so you can easily increase your storage capacity as needed. Cloud storage can also be less expensive than other options and it doesn’t require any special technical knowledge to set up or use. However, cloud storage does require an internet connection to access your data and NAS is more secure when it comes to storing and sharing data. What do I recommend for cloud storage? I love Google Drive and Dropbox for cloud storage, but I love Western Digital’s My Cloud Home personal cloud storage. Yes, it comes with a device and you can get up to 20TBs of storage, but it operates more like your typical cloud storage vs a standard NAS device. 

Your VPN Questions, Answered

Your VPN Questions, Answered

Are you curious about Virtual Private Networks (VPNs)? Maybe you’ve heard a little bit about them, but you’re not sure what they are or if they’re right for you. We’ve spent quite a bit of time researching the most popular VPN questions and we’ll answer those questions about VPNs, so you can decide whether or not one is right for your family. We cover everything from what a VPN is to how they work and who can use them. 

What Does A VPN Do?

A VPN, or Virtual Private Network, is a vital tool for protecting your online identity and activity. By routing your traffic through a secure server, a VPN encrypts all of your data, making it unreadable to anyone who might try to intercept it. This not only keeps you safe from hackers and government surveillance but also prevents ISPs from selling your data to advertisers. Additionally, a VPN can help bypass firewalls and access restricted websites.

VPNs are an essential tool for anyone who values online privacy and security. If you’re not already using one, I highly recommend using one. There are many benefits to using a VPN that you can take advantage of.

How Do VPNs Protect You?

A VPN, or Virtual Private Network, is a tool that helps to protect your online privacy and security. A VPN works by encrypting your internet traffic and routing it through a secure server. This means that your ISP (Internet Service Provider) and any other third party cannot see what you are doing online. Your data is also protected from any malicious attacks. 

VPNs are particularly useful if you are using public Wi-Fi, as they help to keep your data safe from any potential hackers. They are also helpful if you want to access websites that may be blocked in your country. By connecting to a VPN server in another country, you can bypass these restrictions. 

LEARN: Are The Benefits Of VPN Worth It?

Are VPNs Free?

There are a number of free VPN services available, but be aware that most of them are not as secure as paid services. For example, free VPNs may sell your data to third parties or include ads in your browsing experience.

That said, there are some good, reputable paid VPN services that offer a high degree of security and privacy. If you’re looking for a reliable and safe way to browse the internet privately and securely, a paid VPN service is the best option. We covered everything you need to know about free VPNs and which ones we think are the best.

Are VPNs Illegal?

I just want to set the record straight on this because I hear the myth of “VPNs are illegal” quite often. VPNs are not illegal. However, there are some activities that can be illegal when using a VPN. For example, if you use a VPN to commit cybercrime or engage in other illegal activity, then you could be breaking the law. Similarly, if you use a VPN to access blocked content or bypass government censorship, you may also be breaking the law in some countries. So it’s important to know what you’re doing before you connect to a VPN. That said, there are many legitimate uses for VPNs, and as long as you use one responsibly, there’s no reason to think that using a VPN is illegal. If you are traveling to another country and plan on using a VPN to access the content you’d otherwise get at home, double-check that country’s VPN laws. Better safe than sorry.

Do I Really Need A VPN?

Let’s be real, there aren’t a lot of things people in this world need. Now, if you’re wondering whether you need a VPN, the short answer is: it depends. I use that a lot, but in the tech world, there are so many diverse users that there are not many one-size-fits-all solutions. VPNs can be useful in a variety of situations, but they’re not necessary for everyone. Here’s a brief rundown of when you might want to use a VPN:  

  • If you want to keep your browsing history and online activity private from your internet service provider or government agencies. 
  • If you’re concerned about online security and privacy and want to make sure your data is encrypted
  • Or if you’re accessing the internet from a public Wi-Fi network and want to safeguard your personal information. 

I dove quite a bit into the Pros and Cons of using a VPN that cover a range of these topics on the essential practicality of using one.

Will A VPN Slow Down My Internet?

There’s no need to worry about a VPN slowing down your internet connection. If anything, using a VPN can actually improve your internet speeds by giving you access to a more direct and efficient route to the internet. In most cases, a VPN will actually make your internet connection faster and more reliable. The only time you might experience a slowdown is if your chosen VPN server is located further away from your actual location, which can sometimes happen if you’re using a free or lower-end VPN service. But even in that case, the difference in speed will usually be negligible. Have no fear about slower speeds when you use a VPN. For the most part, it won’t slow down your internet connection!

How Much Do VPNs Cost?

A VPN can cost as little as a few dollars per month or as much as a few hundred dollars per year, depending on the features and level of service you require.

Many businesses and individuals find that a mid-priced VPN service is the best option, as it provides good value for the money while still offering a range of features and options. However, if you only plan to use a VPN occasionally or for very specific purposes, then a lower-priced option may be all you need.

DISCOVER: Should You Use A VPN?

What Are The Disadvantages Of VPN?

There are a few potential disadvantages of VPNs. First, VPNs can be slow (depending on the service). This is because your data has to travel further to get encrypted and then sent back to you. Second, VPNs can be costly. Some providers charge a monthly fee, while others require you to purchase a subscription. Finally, not all VPNs are created equal. Some providers may be less reliable or have fewer servers in different locations around the world. 

Can You Get Hacked Through VPN?

Using a VPN doesn’t make you invincible and immune to all things malicious that happen on the internet. Yes, you can get hacked through a VPN. A VPN creates a virtual encrypted tunnel between your device and the VPN server. This tunnel provides some level of security but is not foolproof. A hacker who is able to bypass the security of the VPN server could potentially access your data.

That said, using a VPN does provide some extra security and privacy that is not available when you are not connected to a VPN. If you are concerned about your online privacy and security, using a VPN is not just a good idea, it’s a great idea. Just be aware that it is not 100% foolproof and hackers may still be able to find ways to access your data.

What Does A VPN Not Protect You From?

A VPN will not protect you from viruses or other malware that may be on your device. It will also not protect you from someone monitoring your internet traffic or tracking your activities. Finally, a VPN will not protect you from being hacked if your device is already compromised.

What Is The Safest VPN?

There are a lot of different opinions on what the “safest” VPN is. It really depends on your specific needs and threats. For example, if you’re worried about government surveillance, then you might want a VPN that encrypts your traffic and provides strong security features. On the other hand, if you’re mostly concerned about hackers or identity thieves, then you might want a VPN with robust anti-spyware and anti-malware protection.

Ultimately, the safest VPN is the one that best meets your particular needs. Do some research and talk to people whose opinions you trust to find the right VPN for you. In my opinion, I love ExpressVPN and personally use it. I also layer on a little more security by using Firewalla Purple which has a built-in VPN.

Can VPNs Be Traced?

VPNs are an incredible way to protect your privacy and keep your data safe, but can they be traced? The answer is yes, VPNs can be traced, but only if the person or company doing the tracing has access to certain information.

For example, if you’re using a VPN service that is based in the US, then the US government could request access to logs of your activity on that VPN. However, if you’re using a VPN service that is based in a country with strong privacy laws, like Switzerland or Iceland, then it would be much more difficult for anyone to track your activity.

TRENDING: A Device With Built-In VPN And Monitoring Capabilities?

Will VPNs Hide My Location?

If you’re looking to hide your location, a VPN is a great tool. By routing your traffic through a VPN server, you can change your IP address and effectively disguise your location. However, it’s important to remember that VPNs can’t make you completely anonymous – if someone is determined to find out where you are, they may be able to do so by tracking your traffic. Nevertheless, using a VPN is a great way to protect your privacy and change your location online.

Can My Employer Track My Location Through VPN?

A VPN (virtual private network) is a secure connection between two or more devices. It can be used to connect your computer to your company’s network while you’re on the go or to encrypt your internet traffic and protect your privacy.

Your employer cannot track your location through a VPN. A VPN creates an encrypted tunnel between your device and the VPN server. This protects your data from being intercepted by anyone else on the network, including your employer. Your employer can see that you’re connected to the company’s network, but generally speaking, they cannot see what websites you are visiting or what files you are downloading.

Can I Leave A VPN On All The Time?

There is no one-size-fits-all answer to this question, as the best decision for you will depend on your specific needs and preferences. However, in general, it is a good idea to use a VPN whenever you are online, as it can help protect your privacy and security.

Which VPN Works With Netflix?

There are a lot of VPNs that work with Netflix, but the best one for you will depend on your specific needs. Here are a few of the most popular VPNs that work with Netflix:

ExpressVPN: This is a great all-around VPN that works with Netflix and other streaming services. It’s fast and reliable, and it has servers in over 80 countries.

NordVPN: This is another good option for streaming, and it has servers in over 60 countries. It’s also very affordable.

CyberGhost: This VPN is especially good for streaming, and it has servers in over 50 countries. It’s also very easy to use.

What Is A VPN Router?

VPN routers are special types of routers that have been pre-configured to connect to a VPN service. This means that you can connect any device that is capable of connecting to a router (e.g., desktop computer, laptop, tablet, smartphone, etc.) to the VPN service by simply connecting it to the router.

VPN routers are ideal for people who want to use a VPN service but don’t want to have to configure each individual device on their network to use the VPN service. They are also ideal for people who travel and want to be able to connect devices that they wouldn’t normally be able to connect (e.g., gaming consoles, Apple TV, etc.) while they are away from home.

Do I Need A VPN For My Business?

VPNs can be an essential part of a business security plan, especially if your employees work remotely. A VPN creates a secure connection between your device and the VPN server, allowing you to access the internet safely and anonymously.

When choosing a VPN for your business, be sure to choose one that offers strong security features and unlimited bandwidth. We’ve done a lot of research on which VPN is best for business

Should I Use A VPN For My Phone?

There are a lot of reasons why you might want to use a VPN on your phone. A VPN can help protect your privacy by hiding your identity and location, and it can also allow you to access content that’s blocked in your region.

Whether or not you should use a VPN depends on your needs and what type of VPN service you’re using. If you’re looking for privacy and security, then a paid VPN service is probably the best option. However, if you just want to access content that’s blocked in your region, then a free VPN service might be enough.

We wrote reviews for the best VPNs for Android devices and the best VPNs for Apple iOS devices to help you really dive into whether or not you should be using a VPN for your phone. 

What Are Dale’s Favorite VPNs?

If you can’t tell, I really love VPNs. When it comes to data security and data privacy, I think it’s a no-brainer that everyone should be using a VPN. With that said, here are my favorite VPNs:

Express VPN

ExpressVPN is one of my favorite VPN services. Not only are they a major player in this niche, but with servers located all over the world and unlimited bandwidth, you can’t go wrong! Plus their support is impeccable. I’m happy to say that after trying out several competitors’ services it’s nice knowing there’s one provider who will always have an answer for me when I need one fast (and reliable).

>> Get Express VPN Here <<

Norton Secure VPN

Norton Secure VPN is a great option for those who need to protect their information from hackers. One of Norton’s best features is their split-tunneling and anonymous browsing with a no-log policy. Essentially that means things like online purchases are never tracked! 

>>Get Norton Secure VPN Here<<

The Most Common Viruses That Will Infect Your Phone

The Most Common Viruses That Will Infect Your Phone

Did you know that there are viruses that can infect your smartphone? Yes, even iPhones. Are you ever afraid that your mobile phone might get a virus? You’d be surprised how many people are aloof to mobile viruses and just throw caution to the wind. What I’ve learned through the painful experience of others is they’re quite common and can cause a lot of damage. If you’re not careful, you could end up losing all your data or even worse. That’s why you need to enhance your awareness of the most common viruses that infect phones.

Your phone can get a lot of threats or viruses that can be damaging to your device, so it is important to notice changes in your phone so that you can apply the right solution. One reason why I think it’s important that you get to know all of your devices is because if something seems off or it’s not operating like you’re used to, chances are something is wrong. As the power-user (and owner) of those devices, it’s vital to know if something malicious is infecting your device. If you want to know more about the types of viruses or the signs that can assist you in detection, then we’ve got you covered.

LEARN MORE: How To Block Scams On The iPhone

Types Of Mobile Viruses

Let’s briefly break down the most common viruses that can infect your phone. It is important to keep in mind that the term “virus” is utilized for any type of security risk. Furthermore, it is worth mentioning that viruses can be regarded as a particular form of malware. I lump them all together because they are malicious in nature. Hackers are extremely smart and they usually hide the virus in infected attachments, legitimate apps, or fake emails. So, you must not only be aware but highly suspect of just about anything nowadays. I love the saying, “An ounce of prevention is worth a pound of cure.” Couldn’t be more true with mobile viruses.


It should be noted that usually, pop-up ads are for promotional purposes. But if their quantity enhances, then it can be an indication of adware. Pop Ups, where a new window opens in the background of your mobile browser, are uncommon though, and should be a solid tip that something is going on. 

DISCOVER: How Often Should You Reset Your Phone?

Furthermore, it can track all of your activities and can steal data from your device. While adware is not technically a “mobile virus”, it can be just as annoying and I think it checks the boxes on most of the characteristics of a virus. If you suspect that adware has been installed on your phone, there are a few steps you can take to remove it. We hit on those at the end of this.


Most commonly, this virus is linked to legitimate applications. This virus keeps track of your activity, username, password, and location. Usually, it is difficult for users to notice the appearance of this virus on their mobile devices.

While spyware is often used for malicious purposes, there are also some legitimate uses for it. For example, parents may install spyware on their child’s phones in order to keep track of their online activity and ensure that they are staying safe. Mobile spyware is becoming increasingly common as people rely more and more on their mobile devices for communication and online activity. If you think you may have spyware installed on your phone, it is important to take action quickly in order to protect your information and privacy.

TRENDING: Best Antivirus For Android Phones

Trojan Horse

In computing, a trojan horse is a type of malware that seems harmless at first but is actually malicious. It’s named after the trojan horse from Greek mythology because just like the trojan horse fooled the Trojans, trojan horse viruses fool users into thinking they’re safe. Once installed on a phone, trojan horse viruses can allow attackers to gain control of the device, steal sensitive information, or even damage files. 

Trojan horse viruses can be difficult to remove and they may cause extensive damage to your devices. Fortunately, there are steps you can take to protect your mobile phone from trojan horses and other malware. And if you think your phone might be infected, there are also ways to remove Trojan Horse viruses safely.

READ MORE: Best Antivirus For iPhones

Worm Viruses

On a phone, this type of virus is spread with the help of texts. A worm virus is a type of malware that can spread itself from one device to another without the need for user interaction. The main objective of worms is to enter as many mobile phones so that the hackers will become able to load malware on those devices and then eventually steal all the data. While there are many different types of worm viruses, they all share a common ability to self-replicate and spread quickly. As a result, worm viruses are often highly destructive and can be very difficult to remove once they have infected a system. 


The main goal of this virus is to encrypt the user’s personal information so that he/she will not be able to get access to it. In my opinion, ransomware is one of the worst kinds of mobile viruses you can get. Ransomware is a type of malicious software that blocks access to a phone system or encrypts its files until a ransom is paid. It’s a growing problem for individuals and businesses (and not just for mobile users) as ransomware attacks become more common and more sophisticated. Typically, ransomware targets businesses and organizations where there are large coffers of user data. 

There are many different types of ransomware, but they all have one goal: to extort money (or sometimes more access) from their victims. Ransomware can be spread through email attachments, malicious websites, text messages, or compromised ad networks. Once it’s on your system or mobile device, it can encrypt your files or lock you out of your mobile device entirely. If you’re a victim of ransomware, you’ll usually see a demand for payment on your screen, often in the form of Bitcoin or some cryptocurrency. The best way to protect yourself from ransomware is to back up your data regularly and to be cautious about anything (emails, attachments, links, text messages, friend requests, etc) you click on. Remember my rule “If you aren’t expecting it, don’t open/click on it”

Common Signs Of A Mobile Virus

If you want to detect a virus in your phone, then here are some signs that will assist you in knowing about the presence of the virus.

Data Usage

If your phone is using more data than normal, then there is possibly something wrong. Again, pay attention to the little nuances of your devices. Take a few moments each month to look at your data usage to spot potential spikes. 

Apps Crashing

Another sign of the virus is a sudden (and more frequent) uptick in app crashes. But there can be some other causes, such as phone storage, so first check that before you sound the alarms. However, if you notice apps are crashing and really have a difficult time functioning properly, you better get some help.  

RELATED: One Easy Trick To Stop Apps From Tracking You


Usually, pop-ups are just advertisements and there is no need to be concerned. But if their intensity increases, then it can be an indication of a bigger security issue on your mobile device. 

Fraudulent Charges

Viruses can make you pay more and, in this way, can loot money from you. I like to frequently look at my charges on the credit card to make sure they match with what I actually spend. Furthermore, if your account does get fraudulent charges, don’t settle only by calling the credit card company and canceling the card. In some cases, you might only be treating the symptom and the underlying root problem may be a virus on your phone (or another device).

Inadvertent Sent Messages

One common sign is the inadvertently sent text message. We’ve probably received one of these from someone in our contacts at one point. It’s usually a simple message sent unbeknownst to the sender that will say something to get the recipient to click on a link. Usually something like, “You won’t believe what so and so sad about you” or “Did you see who just died?” followed by a shortened URL link. These are very common on social media platforms, but I’ve seen more and more of these sent through text messaging.

You Should Take Mobile Viruses Seriously

There are many ways to keep your mobile devices safe these days, but installing an antivirus app will give you some solid protection. The iOS on iPhones and Android phones is fairly secure (although there are still risks), so it’s not mandatory for everyone who owns one of those platforms BUT…it will give you that extra layer of security. However, if a virus does sneak into an email, a link, a text message, or social media app (which they do and will) then I highly recommend Norton 360 Mobile Security to help detect anything malicious before it infects your phone.

Norton 360 Mobile Security

Norton 360 Mobile Security is a great antivirus app for both iPhones and Android devices. It integrates everything into one application, including efficient privacy protection through its VPN service, helpful when you’re out there on public WiFi surfing without having your identity theft locked down. This way not only will it help keep malware and other viruses off of your phone but also protects you against hackers in general by blocking dangerous links or websites before installing them (and even warning if something unsafe has already been installed).

>> Get Norton 360 Mobile Security Here <<

Lookout Antivirus For Mobile Security

Another solid option for an antivirus for your phone is Lookout. With impeccable features that address security and privacy and even identity theft protection, Lookout is one of the more robust antivirus options for your phone. One thing I commend Lookout for is their plan options for antivirus. They have three-tiered plans for people who just want to get started to the more advanced users who need advanced protection. Personally, I recommend the Premium Plus option. You can get Lookout antivirus for both iOS and Android.

>> Get Lookout Antivirus Security Here <<

ESET Antivirus For Mobile

I would be remiss if I didn’t talk a little bit about ESET mobile security. This app is probably one of the better free versions that have adequate antivirus protection, up-to-date real-time scanning, regular security reports, a detailed activity log, and what they call an On-The-Go scanner for USB (which is awesome). That’s just the free goodies. If you’re one who is a little on the cheap side or just wants to experiment with a type of service you’ve never tried before, getting the free version of ESET is a great place to start. 

For the premium paid version, ESET mobile security antivirus is a great option because it offers comprehensive protection against viruses, malware, and other online threats. It also has a wide range of features that can help you manage your privacy and keep your data safe. With ESET mobile security antivirus, you can rest assured that your phone is well protected against the latest threats.

>> Get ESET Mobile Security Here <<

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